Checking Comparison

Compare our checking accounts

All Ireland Bank checking accounts come with…

Online Banking

Online Banking & Bill Pay

Mobile Banking

Mobile Banking

Debit Cards

Visa Debit Card

Checking Account AccentIreland Bank Personal Checking Account

Our basic checking account with the right combination of services you need.

Includes:

FREE Online Banking and Bill Pay1

FREE Mobile Banking2

FREE Email and Text Alerts3

FREE E-Statements4

Ireland Bank Visa Debit Card

No Per-Check Charge

Personalized Checks5

Identity Theft Recovery Service6

Opening Balance – $100

Identity Theft Protection Fee7$1.95/Month

$5 Monthly Service Charge   OR

$5 Monthly Service Charge Waived with

$1,000 Minimum Balance8 or E-Statements4

Checking Account AccountIreland Bank NOW Personal Checking Account

The flexibility of our Personal Checking account with interest.

Includes:

Includes all the Ireland Bank Personal Checking Features

PLUS:

Interest Compounded and Paid Monthly

Opening Balance – $500

Identity Theft Protection Fee7$1.95/Month

$10 Monthly Service Charge   OR

$10 Monthly Service Charge Waived with

$1,500 Minimum Balance8 or E-Statements4

Checking Account AccentIreland Bank Senior Checking Account

Special account just for seniors (55 years young +) with great benefits.

Includes:

Includes all the Ireland Bank Personal Checking Features

PLUS:

2 FREE Boxes of Greystone Checks Per Year

 

Opening Balance – $100

Identity Theft Protection Fee7$1.95/Month

No Monthly Service Charge

Checking Account AccentIreland Bank Elite Personal Checking Account

The ultimate convenience-and-protection checking account with exclusive benefits.

Includes:

Includes all the Ireland Bank Personal Checking features

PLUS:

2 FREE Boxes of Greystone Checks Per Year

FREE Money Orders or Cashier’s Checks (Limit 6 per Month)

Discount on Safe Deposit Boxes

FREE Notary Service

Cash Rewards9

Bonus Travel10

Everyday Rebate Rewards11

$10,000 Accidental Death and Dismemberment Insurance Coverage12

Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by Ireland Bank, and not insured by any government agency.

Opening Balance – $100

Identity Theft Protection Fee7$1.95/Month

Elite Membership $5.95/Month

Additional Membership $2.00/Month

Senior Citizens Membership $4.95/Month (55 years young +)

Additional Senior Citizens Membership $1.50/Month

Pricing and terms quoted effective June 1, 2013.

  1. Online Bill Pay: You must be enrolled in Online Banking to activate and use Online Bill Pay.
  2. Mobile Banking: You must be enrolled in Online Banking to activate and use Mobile Banking. There is no charge from Ireland Bank, but message and data rates from your communications service provider may apply.
  3. There is no charge from Ireland Bank, but message and data rates from your communications service provider may apply. Keep in mind your balance may not include recent debit card transactions or checks you have written.
  4. E-Statements: You must be enrolled in Online Banking to activate and view E-Statements.
  5. Personalized check prices may vary
  6. Family coverage extends to the named accountholders in the Eligible Account Group, their spouse or domestic partner, dependants up to age 25 with the same permanent residence address as the accountholder, including students and military, and parents of the accountholder living at the same address as the accountholder, or living in hospice, assisted living, nursing home or deceased for 12 months or less.
  7. A service charge to offset Ireland Bank’s cost for providing additional security measures to fight identity theft and fraud.
  8. Minimum daily average balance.
  9. You must access the retailer’s link through the website provided and use the credit or debit card you have registered to be eligible for rewards. Credit will be issued automatically to your registered card within 90 days from date of purchase. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.
  10. Travel plans must be booked by calling the toll-free Bonus Travel number. “Best Fare Search” system assures you will always receive the lowest domestic airfares available at time of booking.
  11. Save your receipts for every day purchases and send them at the end of every quarter (up to $100) with your Everyday Rebate Rewards request form, and receive 10% back.
  12. A spouse and each dependent child can also obtain the $10,000 Accidental Death and Dismemberment insurance for an additional monthly fee.

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