E$$ENTIAL Checking Account - Ireland Bank

E$$ENTIAL Checking Account

Look to Ireland Bank for all your business banking needs. We think BIG when it comes to small businesses and we offer a full array of services to prove it. Let Ireland Bank help your business grow and prosper.

IT’S CHECKING MADE EASY … THE WAY IT SHOULD BE!

Online Banking
Bill Pay
Mobile Banking1 
Bank by Phone
Standard Debit Card
Email and Text Alerts1
Unlimited Check Writing and Debit Card Transactions
No Returned Check Charges on Deposited Items
Personalized Service / Always Call and Talk to a Person

ATMs are available at most of our Ireland Bank locations at no charge to our customers using their Ireland Bank Debit Card

Checking Account AccentIreland Bank E$$ENTIAL Checking Account

  • Minimum opening deposit – $100
  • Monthly service charge – $8
  • Monthly service charge reduced $5 if a minimum average daily balance of $1,500 is maintained for the statement cycle2
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $0

Checking Account AccountIreland Bank E$$ENTIAL Plus Checking Account

(Account available for sole proprietors, government and public entities only)

Enjoy all the benefits of our E$$ENTIAL Checking Package plus interest.

  • Minimum opening deposit – $500
  • Interest compounded and paid monthly3
  • Monthly service charge – $18
  • Monthly service charge reduced $15 if a minimum average daily balance of $2,500 is maintained for the statement cycle2
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $0

Pricing and terms quoted effective February 15, 2015.

  1. Message and data rates may apply. Please contact your mobile carrier for details.
  2. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  3. You must maintain a minimum daily balance of $500 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the balance in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.

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