Health Savings Account

Need help managing your insurance costs?  Look no further than Ireland Bank’s Health Savings Account. A Health Savings Account allows you to set money aside to pay for qualified health care expenses down the road.

Account Benefits

  • Interest Compounded and Paid Monthly1
  • Ireland Bank Visa Debit Card
  • FREE Online Banking & Bill Pay2
  • FREE E-Statements
  • FREE Mobile Banking3
  • Possible Tax Advantages4

NOTE: Contributions can be made only on behalf of an individual who is covered under a high-deductible health plan, and is not covered by another health plan that is  not a HDHP. The individual cannot be enrolled in Medicare and cannot be eligible to be claimed as a dependent on another individual’s federal income tax return.

Fees & Waiver Options

  • Opening Balance – $50
  • No Monthly Service Charge

Pricing and terms quoted effective June 1, 2013.

  1. You must maintain a minimum daily balance of $50 in your account each day to earn interest for that day.
  2. Online Bill Pay: You must be enrolled in Online Banking to activate and use Bill Pay.
  3. There is no charge from Ireland Bank, but message and data rates from your communications service provider may apply.
  4. Consult your tax adviser or for more information visit

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