Personal CDs

A CD from Ireland Bank is an investor’s dream, great rates and low risk! Ireland Bank offers a full range of Personal CDs to best suit your needs. Interest Rates are locked to the maturity of the CD and you have several options when choosing a maturity date. Check out all of Ireland Bank’s CD options to find the one best for you!

Personal CD Benefits

  • FREE Online Banking
  • FREE Mobile Banking1
  • Identity Theft Recovery Service2
  • Flexible terms from 7 days to 5 years – You choose which CD maturity best suits your needs
  • Interest rates are locked for the life of the CD
  • With a Step-Up CD, you can deposit into the CD as many times as you wish during its 18 month term
  • Call your local branch for rates

Fees & Waiver Options

  • Opening Balance for a Standard CD – $500
  • Opening Balance for a Step Up CD – $250
  • Penalties for early withdrawal may apply

Pricing and terms quoted effective June 1, 2013.

  1. There is no charge from Ireland Bank, but message and data rates from your communications service provider may apply.
  2. Family coverage extends to the named accountholders in the Eligible Account Group, their spouse or domestic partner, dependents up to age 25 with the same permanent residence address as the accountholder, including students and military, and parents of the accountholder living at the same address as the accountholder, or living in hospice, assisted living, nursing home or deceased for 12 months or less.

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Our offices will be closed July 4, 2016 in observance of 4th of July.