Spring Clean Your Finances - Ireland Bank

Spring Clean Your Finances

Ireland Bank recommends these six tips to help you organize your finances:

  • Evaluate and pay down debt. Take a look at how much you owe and what you are paying in interest. Begin paying off existing debt, whether that’s by chipping away at loans with the highest interest rates or eliminating smaller debt first.
  • Review your budget. A lot can change in a year. If you’ve been promoted, had a child, or become a new homeowner or renter, be sure to update your budget. Determine what expenses demand the most money and identify areas where you can realistically cut back. Develop a strategy for spending and saving – and stick to it.
  • Check your credit report. Every year, you are guaranteed one free credit report from each of the three credit bureaus. Take advantage of these free reports and check them for any possible errors. Mistakes can drag down your score and prevent you from getting a loan, or cause you to pay a higher than necessary interest rate. To obtain a copy of your credit report, visit https://www.annualcreditreport.com/.
  • Download our mobile app1From the palm of your hand, you can access a record of all your recent transactions. Be sure to download the latest updates when they are available. For more information about mobile banking, click here.
  • Sign up for e-statements, paperless billing and text alerts1. Converting to paperless billing will help keep your house—physical and financial—more clean and organized, and will help protect you from fraud. Log in to your online banking or click here to enroll.
  • Set up automatic bill pay. By signing up for automatic bill pay, you’ll never have to worry about a missed payment impacting your credit score. You can set it so that money is withdrawn from your checking account on the same day each month. Log in to your online banking to begin using bill pay to schedule recurring payments.
  1. Message and data rates may apply. Please contact your mobile carrier for details.

Your Comments Are important to us.

A representative will contact you before the end of our next business day.
Thank You for your submission.

Third Party Site Disclosure

This is a link to a third party site. Their privacy policy and security practices may differ from those of Ireland Bank. Ireland Bank assumes no responsibility nor does it control, endorse, or guarantee any aspect of your use of the linked site.

Proceed to Site

TEST