Classic Checking Account - Ireland Bank

Classic Checking Account

Managing your money doesn’t have to be complicated. As an Ireland Bank customer you will enjoy the convenience of 24/7 access to your account with our E$$ENTIAL Checking Account Package that is included with all our personal checking accounts.

IT’S CHECKING MADE EASY…THE WAY IT SHOULD BE!

Online Banking
Bill Pay
Mobile Banking1 
Bank by Phone
Standard Debit Card
Email and Text Alerts1
Identity Theft Recovery Service
Unlimited Check Writing and Debit Card Transactions
Personalized Service / Always Call and Talk to a Person

ATMs are available at most of our Ireland Bank locations at no charge to our customers using their Ireland Bank Debit Card

Checking Account AccentIreland Bank Classic Checking Account

  • Minimum opening deposit – $100
  • Monthly service charge – $10
  • Monthly service charge reduced $5 if a minimum average daily balance of $1,000 is maintained for the statement cycle2
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $2

OPEN ACCOUNT

COMPARE ACCOUNTS

Checking Account AccountIreland Bank Classic Plus Checking Account

Receive the benefits of our Classic Checking Account plus interest.

  • Minimum opening deposit – $500
  • Interest compounded and paid monthly3
  • Monthly service charge – $15
  • Monthly service charge reduced $10 if a minimum average daily balance of $1,500 is maintained for the statement cycle2
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $2

OPEN ACCOUNT

COMPARE ACCOUNTS

Pricing and terms quoted effective February 15, 2015.

  1. Message and data rates may apply. Please contact your mobile carrier for details.
  2. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  3. You must maintain a minimum daily balance of $500 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the balance in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.

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