Identity Theft - Ireland Bank

Identity Theft

Protect Yourself Against Identity Theft

Knowledge is your best defense against identity theft. Should your identity be compromised, Ireland Bank has partnered with NXG Strategies, LLC to help you deal with identity theft concerns. To learn more please click here or contact your local Ireland Bank branch for details.

Guard Your Social Security Number

  • NEVER provide your personal information in response to an unsolicited request.
  • Do not have your driver’s license number, telephone number, or social security number printed on your checks.
  • If someone asks for your social security number, ask why it’s needed and how it will be used.
  • Never carry your social security card with you.
  • Remove your social security number from your driver’s license (if permitted by state law).

Practice Common-Sense Security

  • When you go out, take only the personal identification and credit cards you believe you will need. This is most important when you travel.
  • Keep photocopies of all important information (driver’s license, passport, credit cards, etc.) and store them in a secure place such as a safe deposit box.
  • When shopping don’t put receipts in the same bag as your purchases. Be very careful not to leave your receipts behind on counters or at gas pumps.
  • Keep track of when your credit cards expire and notify the issuers promptly if they have not arrived.
  • Be careful where you leave personal information in your home, especially if you have outside help or are having work done on your home.
  • Store your cancelled checks and new checks in a secure place.
  • Report any lost or stolen checks, debit, or credit cards IMMEDIATELY.
  • Review your credit report at least once a year to check for inaccuracies.

Password Tips

You are your own best defense against identity theft. One of the easiest steps to protecting yourself is using a strong online password. To help you from becoming a victim of this crime, we recommend the following password tips:

  • Make passwords as non-personal as possible. Don’t use birthdays, addresses or phone numbers.
  • Never use your name as your password.
  • Create a strong password that includes numbers and special characters or symbols.
  • Make sure your Login ID and password are different.
  • Never write your password down or share it with anyone.
  • Change your password immediately if you think anyone knows it.
  • Change or rotate your passwords regularly.
  • Do not use the same password for every system you access.

You are only as strong as your Password

Avoid Mail-Related Risks

  • Enroll in E-Statements so you no longer receive paper statements in the mail. This helps to reduce the threat of having your statements stolen out of your mailbox. If you see a suspicious item, call the billing company immediately for further investigation.
  • If you do not receive bills on time, call the companies to find out why. You want to be sure that no one has filed a false change of address notification on your behalf.
  • Don’t leave outgoing mail in your home mailbox. Drop it into a secure, official Postal Service collection box.
  • Stop mail delivery while you are on vacation or ask a neighbor to pick it up for you daily.
  • Always shred important documents such as bank statements and items received in the mail before throwing them away. Most fraud and identity theft happens as a result of mail and garbage theft.

Avoid Date Fraud

To help protect against people changing dates on official documents do not abbreviate the year.

Date formats such as “1/8/20″ are ambiguous and can lead to confusion and conflicts. While most Americans understand “1/8/20” to mean January 8, 2020, many people in other regions, and some in the United States interpret it to mean the 1st of August, 2020.

It is much harder to modify a fully written date than to change its abbreviation. “1/6/2020” for example, can be modified to “11/6/2020” more easily than “January 6, 2020” can be changed to “November 6, 2020”. In fact, for the same reason, single-digit dates should be written with a preceding zero (“January 06, 2020” instead of “January 6, 2020”).

Your Comments Are important to us.

A representative will contact you before the end of our next business day.
Thank You for your submission.

Third Party Site Disclosure

This is a link to a third party site. Their privacy policy and security practices may differ from those of Ireland Bank. Ireland Bank assumes no responsibility nor does it control, endorse, or guarantee any aspect of your use of the linked site.

Proceed to Site