Frequently Asked Questions - Ireland Bank

Online Banking must be accessed through our web site before mobile banking app will work. User names have not changed but there is a NEW PASSWORD. Temporary password for Personal Online Banking – ZIP CODE + LAST 4 OF SSN. Business Online Banking – You will need your Company ID and a temporary password - Irld1+FIRST 4 CHARACTERS OF LOGIN ID IN ALL CAPS.

Frequently Asked Questions

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As bankers, we’re often asked questions about topics like how to establish or improve credit scores, how to prepare to purchase a home, and how to set up a business checking account. We’re always here to help and hope you’ll find answers to some of your questions here. We love talking with our customers too, so if you don’t find an answer here, feel free to send us an email, give us a call, or stop into one of our branch locations.

Why should I talk to my banker before buying a new car?

Buying a car is a big decision. It’s a good idea to visit with your banker before you start shopping as we can help you understand loan terms, estimate payments, possibly save you money on optional insurance products a dealer may offer you, and we can even look at getting you pre-qualified for a car loan. Our customers tell us that having financing arranged ahead of time makes the car buying process easier and less stressful. If you’re in the market for some new wheels, let’s talk today!

How do I apply for a business loan for my new or existing business or ag operation?

One of our experienced loan officers would love to meet with you at your location or ours, to learn more about you and your business. The two of you will work together to determine which type of loan is best suited for your needs. From there, your loan officer will provide a list of specific items needed for your loan request and assist you with completing the application.

Can I pay my employees by direct deposit?

With Ireland Bank’s Advanced Online Banking, we can help your business pay your employees electronically via Direct Deposit. No more writing checks and your employees will love it! Please call your local branch to set up a free demo of this fantastic service today!

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